Treasurer's Office

Advice from the index-fund mastermind
Forget complex strategies. Going simple and low-cost are the keys to long-term gain, says index fund creator and Vanguard founder John Bogle.
http://www.bankrate.com/finance/financial-literacy/advice-from-the-index-fund-mastermind-1.aspx

Payment of Taxes through a Mortgage Company

Index funds vs. actively managed funds
Nov 15, 2007 . The race continues between index funds and actively managed funds, with index funds in the lead.
http://www.bankrate.com/finance/retirement/index-funds-vs-actively-managed-funds.aspx

Why index funds beat active strategies
Who better to ask than the index fund king at Vanguard, the firm famous for . However, when investment costs are factored in, the average investor no longer earns the market rate of return. . Mortgage; Home Equity; Auto; CDs; Credit Cards .
http://www.bankrate.com/finance/financial-literacy/why-index-funds-beat-active-strategies-1.aspx

Property Tax Due Dates

Prime Rate | Federal Funds Rates Discount Rate Fed Fund Reserve ...
The COFI (11th District cost of funds index) is a widely used benchmark for adjustable-rate mortgages. Click on the links below to find a fuller explanation of the .
http://www.bankrate.com/rates/interest-rates/prime-rate.aspx

Adjustable-Rate Mortgages (ARM) - Interest Rates, Index Rate, Margin
Helpful guide to adjustable-rate mortgages (ARM), explaining interest rates, index . Another common index is the national or regional average cost of funds to .
http://www.mortgagesfinancingandcredit.org/mortgages/adjustable-rate-mortgages/index-margin-featuresarm2.htm

Summer Property Tax Deferments

Adjustable-rate mortgage - Wikipedia, the free encyclopedia
All adjustable rate mortgages have an adjusting interest rate tied to an . of Funds Index (COFI); London Interbank Offered Rate (LIBOR) .
http://en.wikipedia.org/wiki/Adjustable-rate_mortgage

Provident Funding: The Mortgage Price Leader!
Dare to Compare: Provident Funding is the largest non-bank owned company and . Program: Caps: Margin: Index: Current Index Value: Amount: Interest Rate: .
https://www.provident.com/

Treasurer's Office

Borrow on Your Mortgage to Invest in Common Stock? - The ...
The mortgage interest is deductible in the year paid, whereas a major part of the return on the index fund will be capital gains on which the tax rate is lower, .
http://www.mtgprofessor.com/A%20-%20Amortization/borrow_on_your_mortgage_to_invest_in_common_stock.htm


Melvindale, MI 48122

Historical Mortgage (ARM) Index Data: CMT(TCM), MTA(MAT), COFI ...
A searchable database of historical mortgage (ARM) index values. . of Funds Index is calculated as the sum of the monthly average interest rates for marketable .
http://mortgage-x.com/general/indexes/

After Hours Payments

Understanding Index Fund Investing
. way to get into the stock market? Index fund investing may be your answer. . Mortgage Rates, News & Advice Since 1995. search this site. Contact Us .
http://www.mortgageloan.com/understanding-index-fund-investing

Municipal Offices

11th District Cost of Funds Index - Rate, Definition & Historical Graph
Eleventh District Cost of Funds Index - current & historical published by MoneyCafe.com. . Prime Rate Historical Graph · Mortgage Rates · Daily Updates of .
http://www.moneycafe.com/library/cofi.htm


Melvindale, MI 48122

Cost of Funds Index (COFI) - Mortgage Calculator
The Cost of Funds Index is used frequently in the West as an adjustable rate mortgage index. The interest rate on these loans adjusts based on the movement of .
http://www.mortgage101.com/article/cost-of-funds-index-cofi


Does the Federal Funds Rate Affect Mortgage Rates?
. HSH Associates. For more about Fed Funds, mortgage and other loan rates, click here. . Click here for a list of indexes for Adjustable Rate Mortgages.
http://library.hsh.com/articles/more-tools-resources-and-info/mortgage-basics/does-the-federal-funds-rate-affect-mortgage-rates



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How Many Mutual Funds Should You Have in Your Investment ...
So, as an investor, when rates rise, you want a mortgage-backed bond fund to act . Index mutual funds should be employed in a situation where even the .
http://www.aaii.com/investing/article/2-how-many-mutual-funds-should-you-have-in-your-investment-portfolio


Index funds are subject to hazards of their asset classes
Frequently on the radio, I hear financial advisers recommend index funds for . rates rise, people tend to hang on to their low-interest-rate mortgages, and you .
http://www.statesman.com/business/personal-finance/index-funds-are-subject-to-hazards-of-their-2221216.html



mortgage rate last 30 days