Treasurer's Office

Rate locks and how they work
Jan 23, 2002 . Dr. Don writes about rate locks, how they work and whether you . more in discount points is an established practice in mortgage finance, but it .
http://www.bankrate.com/brm/news/DrDon/20020123a.asp

Payment of Taxes through a Mortgage Company

How early should you lock a mortgage rate?
In addition, a longer rate lock is more costly. For example, a borrower who chooses a 30-day lock on a loan may pay a 4.875 percent rate and zero points, while .
http://www.bankrate.com/finance/mortgages/when-should-you-lock-a-mortgage-rate-1.aspx

How To Lock A Mortgage Rate | Bankrate.com
Feb 1, 2012 . Lock a low mortgage rate by comparing a lineup of rates and taking care . Compare "buckets" of interest rates and discount points for the best .
http://www.bankrate.com/finance/mortgages/how-to-lock-mortgage-rate.aspx

Property Tax Due Dates

Got A Good Mortgage Rate? Lock It Up!
January 18 2008 | Filed Under » Personal Finance . online ad was the "rate quote", which simply means that it is the rate available at that particular point in time. . A mortgage rate lock is an agreement between a borrower and a lender that .
http://www.investopedia.com/articles/pf/08/lock-mortgage-rate.asp

FRB:A Consumer's Guide to Mortgage Lock-Ins
Apr 28, 2005 . Lock-ins on rates and points might offer you a way to ensure that . but can sometimes be financed by adding them to the mortgage amount.
http://www.federalreserve.gov/pubs/lockins/default.htm

Summer Property Tax Deferments

Mortgage Rate Locks: How They Work | Nolo.com
When considering a mortgage rate lock-in, negotiate the terms and time period you need. . Find & Finance Your Dream House . promise to hold a certain interest rate at a certain number of points for you, usually for a specified period of time.
http://www.nolo.com/legal-encyclopedia/how-mortgage-rate-locks-work-30054.html

Treasurer's Office

Mortgage Interest Rate Lock-Ins, Rate Commitment from Lender ...
A mortgage rate lock, also called a mortgage lock-in or rate commitment, is a lender's promise to hold a certain interest rate and a certain number of points for .
http://www.mortgagesfinancingandcredit.org/mortgages/rate-lock-ins/rate-lock-commitment1.htm


Melvindale, MI 48122

Loan Locks - When is the Best Time to Lock a Loan - What Does it ...
When it comes to locking the interest rate on a mortgage loan, everybody wants to time it to get . When deciding to lock a loan, there are 3 points to consider: .
http://homebuying.about.com/od/financingadvice/qt/LoanLock.htm

After Hours Payments

Locking in a Mortgage Rate - Personal Finance School
Points and Fees – Some lenders require additional mortgage origination points, or fees, to lock in a rate for their potential clients. Resist if at all possible – the .
http://personalfinanceschool.com/mortgage-rate-lock/

Municipal Offices

Georgia Department of Banking and Finance - Mortgage - Rate Lock ...
A lock-in, also called a rate-lock or rate commitment, is a lender's promise to hold a certain interest rate and a certain number of points for you, usually for a . settlement but can sometimes be financed by adding them to the mortgage amount).
http://dbf.georgia.gov/00/article/0,2086,43414745_46389324_67827915,00.html


Melvindale, MI 48122

10 Things Your Mortgage Lender Won't Tell You: Mortgage Center ...
Finance Home - Help . "Don't Count on Your Rate Lock When Rates Are Rising." . unconditionally lock in the mortgage rate and discount points for 60 days.
http://loan.yahoo.com/m/primer11.html


Rate Locks - CompareInterestRates.Com to find Mortgage Interest ...
The Interest Rate is the actual cost of the financing expressed as an annual percentage . Usually the longer the rate lock period, the higher the number of points .
http://www.compareinterestrates.com/ratelock.htm



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What does it mean to Lock my rate? - Choice Finance® mortgage
You can not close a mortgage loan without locking in an interest rate. . The longer the length of the lock, the higher the points or the interest rate. This is .
http://www.choicefinance.net/faq/mortgage-rate-lock.htm


How to Lock in a Mortgage Rate: 8 steps - wikiHow
Jun 4, 2011 . How to Lock in a Mortgage Rate. OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, .
http://www.wikihow.com/Lock-in-a-Mortgage-Rate



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